0.75%. This method applies a daily periodic rate to the collected balance in the account each day. A Certificate of Deposit provides a competitive rate of return on terms that range from 3 to 60 months, you can choose a term that works best for you. Consumer rates … Minimum to open: $1,000. Our local knowledge is the difference between us and the … Find a Bank Iowa location near you to learn more. NOTICE: Northwest Bank is not responsible for and has no control over the … … We aggregate rates from multiple sources every day to ensure these rates are current and accurate. Contact FSB with any questions. 1 Annual Percentage Rate This compensation may impact how, where and in what order products appear. 0.75%. Only deposit products offered by Northwest Bank are Member FDIC. CD Rates in Iowa Here's a summary of today's average CD rates in Iowa, broken down by term. Passive income ideas to help you make money, Best age for Social Security retirement benefits, Privacy policy / California privacy policy. All Rights Reserved. 26 Month Certificate Special Step Up & Add - $5,000 Minimum: Deposit Amount Interest Rate APY; $5,000 and above: 0.250%: 0.250%: Rate used for step up will equal 24-month rate. BankIowa is your go-to source for all your banking needs, including, but not limited to things like checking, savings, CD’s, loans, and IRA’s. 12-29 months have a 10% APY increase, 30-47 months have a 0.15% APY increase, and … Set up your Certificate of Deposit (CD) today and take advantage of these great benefits: Higher interest rates … Bank Iowa is a community bank, fully invested in the well-being of the people, schools and neighborhoods that surround us. Contact FSB with any questions! $2,000 minimum deposit; Terms for traditional CDs 91 days to 5 years; Terms for IRAs 1 to 5 years Auto Loan Special Enjoy Auto Loan rates as low as 3.25% APR 1.Apply before February 28, 2021. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. 0.35 %. Annual percentage yield effective November 2, 2020 and subject to change without notice. If you’re looking to earn higher interest and don’t need immediate access to your funds, consider opening a certificate of deposit (CD)—a savings certificate with a fixed maturity date. Competitive interest rates on a variety of terms. Other restrictions apply. This link is provided as a courtesy and Bank Iowa does not endorse or control the content of this external website nor are we responsible for their privacy or security settings. Find … Better rates available for Platinum and Platinum Plus Checking customers. This 25-Month CD allows for a longer period of investment with the same fixed rate and peace of mind over a fixed term. CD Specials above are in bold and italics. Advertised rate and APY are offered at the bank… BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. 0.95%. Quarterly. Start making the most out of your money. *$2,500 minimum balance for 6-month CD (A penalty will or may be imposed for early withdrawal) 60 Month. Interest rates … 0.35 %. Call us at 888.710.9070 f or more rate options. Request further information from an employee concerning the fees and terms applicable. Start saving for your future now! Relationship Pricing Increase are included in above rates. __ss_noform.push(['submitType', 'manual']); By clicking on this link you are leaving Bank Iowa’s website. Bankrate.com does not include all companies or all available products. Visit one of our 11 locations or call us today at 319 … Which certificate of deposit account is best? Variable Rate: $100.00: 01/31/2021: Quarterly: 2.83%: 2.80% Fixed Rate: $100.00: 01/31/2021: Quarterly: 1.81%: 1.80%: Roth IRA* Variable Rate: $100.00: 01/31/2021: Quarterly: Contact us for Current Rates Fixed Rate… Bankrate.com is an independent, advertising-supported publisher and comparison service. Consistently competitive Health Savings, CD and deposit account rates. __ss_noform.push(['baseURI', 'https://app-3QNDBEBPRI.marketingautomation.services/webforms/receivePostback/MzawMDEzNbM0BwA/']); We aggregate rates from multiple sources every day to ensure these rates are current and accurate. * A CD restricts access to the funds until the maturity date of the investment—early withdrawal may result in penalties and reduce earnings. (Minimum to open IRA $50.00, College Fund $250.00, Minimum for APY on IRA $50.00 AAB 5, College Fund $250.00 AAB 5) A Red Ventures company. Certificates … 0.35 %. With term options ranging from 3 to 60 months, you can open a CD at Bank Iowa with as little as $500 and receive a fixed interest rate on your daily balance until the CD reaches maturity. Better rates … * Sound like music to your ears? Get insider access to our best financial tools and content. Penalty for early withdrawal for CDs. Copyright © 2021 Bank Iowa Corporation. All Rights Reserved. var __ss_noform = __ss_noform || []; With our 10 Month CD, you'll know exactly how much you'll earn over a fixed term. Flexible-Term CD Premium Certificate of Deposits; Apply at a Branch Learn More : Apply at a Branch Learn More : Features and benefits: Flexibility to choose your own specific term. With term options ranging from 3 to 60 months, you can open a CD at Bank Iowa with as little as $500 and receive a fixed interest rate on your daily balance until the CD reaches maturity. CDs generally pay a fixed rate of interest and can offer a higher interest rate … Interest Rate APY* $250: Annually: 0.45%: 0.45% *APY – Annual Percentage Yield; Annual Percentage Yield assumes principal and interest remain on deposit at current rate for one year. Rates … Here's a summary of today's average CD rates in Iowa, broken down by term. Yes. Earn some extra money with your money! A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term). Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access When comparing bank CD rates in Ames, IA make sure to choose a Ames, IA bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Offer good for the initial term only. Rates are low throughout the country, and CDs have been hit pretty hard. CDs and IRAs are good for your long-term investments. 0.85%. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. Fees may reduce earnings. Bank early withdrawal penalties may apply. __ss_noform.push(['form', 'newsletterSubscription', '13b5d976-2cbb-47f5-a09a-6bdef2f01f12']); Northwest Routing Number: 243374218. Consistently competitive personal and business loans, checking, savings, CD and deposit account rates. Fees paid could reduce earnings. Click "Next" to connect with the bank and lock in your rate. Ames, Iowa Bank CD Rates. Certificates of Deposit (CDs) With competitive rates and a variety of short- and long-term certificates of deposit (CDs) to choose from, our CDs are a great way to grow your funds no matter your timeframe.. Because our customers are our most valuable asset, we reward those who use their Hills Bank checking account as their primary checking account with a better interest rate on their CDs… Interest rates and Annual Percentage Yield (APY) calculation based on … … 0.95%. View all Financial Health and Calculators. This secure investment typically provides higher interest rates on CDs with longer terms and higher balances. 1 Annual Percentage Yield (APY) is accurate as of December 4, 2020 and may change without notice. $2,500 (Minimum $25,000 new funds for promotional rate… See bank for details. CD is automatically renewed for the same term. At BankIowa, our Certificates of Deposit allow depositors a great way to manage savings and grow money without risk. © 2021 Bankrate, LLC. Shop today's top CD rates in Iowa. 0.75%. You must maintain a balance of at least $1,000 in the account each day to obtain the disclosed annual percentage yield and avoid the $8 monthly maintenance fee. 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